How to Choose the Best WooCommerce Payment Gateway in 2022

Choosing the Best WooCommerce Payment Gateways for your WordPress Store might be confusing if you are a new seller.Did you know that one of the most lucrative targets for hackers is eCommerce websites?

You can have the most beautifully designed website in the world, have a selection of exclusive products to choose from yet still fail from generating a single penny in revenue.


Because you don’t have secure WooCommerce payment gateways, leaving the door open for hackers to come and do as they please.

Consumers prefer payment gateways that are not only secure – but well heard of.

As a business owner, you prefer those that are easy to set up and with minimal fees.

Today, we’ll give you a list of features to look for when choosing a  payment gateway for your WooCommerce Store.

And Top 5 WooCommerce payment gateways that can help you achieve both of those expectations.

How to Choose WooCommerce Payment Gateways? ( Things you should look for in a payment Gateway)

wooCommerce Payment Extensions

1. They have an appropriate payment flow

The payment gateway should have a secure payment flow – every single redirection (internal or external) must be optimized for performance.

A good payment gateway handles payment on the website that it is integrated with so that consumers feel safe. Anxiety increases dramatically when multiple tabs have to be open for a single transaction!

2. Fee structures are clear

Be very wary of platforms that mince their words when talking about fees.

A trustworthy payment gateway will tell you right off the bat what percentage cut it will take for each transaction – and stick to it.

It is much better in the long run (from both a pricing and compliance point of view) if you end up paying 0.5% more compared to a platform that is shaky about its prices.

3. Transactions should be seamless

What is one of the worst experiences for a consumer when buying a product?

Signing up for yet another account to complete the transaction!

Make sure that the gateway allows a variety of payment methods so that consumers can spend as little energy as possible when completing transactions.

In fact, this helps you too as most payment platforms integrate billing and shipping addresses these days. So that means consumers can spend less time typing and more time shopping!

4. Mobility is key

As our computer devices change every year, it is important that you can handle all forms of payments from all types of devices.

With the mobile market accounting for 40% of transactions in the eCommerce sector during the holiday season and growing significantly. You have to make sure that you stay on top of the mobile experience as well.

5. A multitude of features

A great WooCommerce payment gateway is going to offer more than just payment processing, such as global card acceptance, electronic invoicing, easy integration to your product/website, and the ability to handle multiple payment methods.

That means to support the latest trendy payment technologies like Google Pay, Apple Pay, or even Alipay.

6. Great Support

Payment gateways handle financial transactions – one of the most delicate events in the world.

As such, you want to ensure that they have great documentation for your developers (or yourself!) and a 24×7 support team that can help you out should you need it.

Remember, companies that are confident about their product do not hesitate in providing support – and you should stay away from those that don’t.

Best WooCommerce Payment Gateways for WordPress Site

WooCommerce Payment Gateways are very unique and convenient. It makes it possible for you to accept online payments for your products or services online at your  WordPress Website.

Now that we’ve talked about the features that you should expect from a trustworthy payment gateway for your WooCommerce site, let’s take a look at the top 5 payment gateways that you can choose from!

PayPal – Popular WooCommerce Payment Gateway


First, let us recognize the impact that this company has had on the internet – it was one of the first to actually scale the financial transactions industry.

Boasting over 325 million users worldwide, an 82% better transaction completion rate compared to other providers and providing access to a single account for handling all global payments.

With one of the best fraud detection rates in the industry, you can rest assured that your payments are handled in a secure manner.

And if you need help you can always call their 24×7 support team.

There are no setup, monthly or hidden fees – you pay exactly what the plan says!


Speaking of plans, the fees are flexible. While local payment fee structures may vary, they usually start around 2.5% and international payments have a transaction fee of around 3%.

Paypal goes one step further when it comes to helping its customers, offering business tool kits, best practices guides, fraud prevention tips, and a dedicated business resource center.

If a global payment gateway that is backed by decades of experience is your wish then PayPal is your partner!

2Checkout – WooCommerce Payment Gateway


2Checkout  powers an astonishing amount of websites like BitDefender, myFICO, Advisera, and more!

It also provides some quality features like global payments, subscription and billing, global tax & financial services, and risk management & compliance.

They have products for everyone. Developers look for ease in integration – 2Checkout supports that. Sales & Marketing teams need to improve leads and react quickly – 2Checkout enables them to. Upper management needs access to revenue sources, TCO on eCommerce operations, as well as a strong grasp on compliance – they even have features for that!

If you’re looking for 24×7 support and great documentation so that you can kick-start your project as soon as possible then you can take advantage of their product resources section.


Their plans start with a 3.5% transaction fee supplemented with a $0.5 fee per transaction. 2Checkout is truly one of the best among all wooCommerce Payment Gateways.

Stripe – wooCommerce Payment Gateway


Stripe is the new kid on the block. Founded in 2010, it has taken the industry by storm – valued at a whopping $36 billion in 2019.

Despite being relatively young, it packs a lot of features in its arsenal – account management, volume discounts, migration assistance, and dedicated support.

With Stripe’s connect model, you can facilitate payments in an easy way!

Onboarding users is a breeze – with localization features for 35+ countries in 14 languages.

Stripe is one of the most diverse platforms in terms of the methods of payment that are accepted, with support for Alipay, Apple Pay, FPX, OXXO, and even ACH.

The best part?  Stripe takes care of all compliance so that you can focus on payments and your customers!


It’s transaction fees revolve around 3% complemented by a $0.30 fee. Accepting payments in over 135+ countries, integrated fraud tools, and the ability for consumers to save cards securely – you can rest assured that the payments proceed in a safe fashion.

Amazon Pay – WooCommerce Payment Gateway


We are starting off with one of the most monumental companies in the world.

Amazon Payments, a product offered by the warehousing giant Amazon, offers a way to provide confidence during the last step in shopping: payments.

The early days of internet shopping were filled with hidden fees – and consumers paid the price that resulted in no recurring visits to websites.

Integrating it into your WordPress website is easy to do – as the platform is completely API driven.

In fact, customers don’t even have to create an account, they can simply use their Amazon account.

With more than 310 million customer accounts that are used to initiate payments – Amazon brings its audience to you as well.

Furthermore, payments are handled on your WooCommerce store. Consumers don’t have to manage multiple tabs – you can offer a truly seamless experience with this.

Everybody wins!


However, when it comes to Amazon Payments, there are no transaction fees, membership fees, currency conversion fees, foreign transaction fees, or any other hidden fees!

It is a free payment gateway platform to set up that simply charges 2.9% of the transaction in addition to a $0.30 authorization fee.

WePay – WooCommerce Payment Gateway


If you’re looking for a platform that is owned by one of the financial giants in the world – JP Morgan & Chase – then WePay is the platform for you.

Its payment gateway has handled more than $1.4 Trillion in annual payments, provides access to 4 million SMBs, and a flexible API that reduces technical overhead!

In addition to these fantastic statistics, they provide instant onboarding. So that you can handle transactions immediately – no waiting period required.

Have a Chase bank account? You’ll get same-day deposits then!

Need to read up on the features before you implement them? They have an informative knowledge center and 24×7 support.

They offer three products: Link, Clear, and Core which increase flexibility in that order.

If you’re looking for basic features like accepting transactions then go with Link.

Need a white-label solution? Clear is the product you want.

What if you are a large payment facilitator? The core has got you back – you integrate directly to Chase’s core infrastructure.


The best thing is  WePay Payment Gateway is completely free to set up!

They start with a 2.9% transaction fee complemented by a $0.30 fee.

Wrapping Up,

Well, We’ve reached the end of this article ” How to choose the Best WooCommerce Payment Gateways”. In conclusion, We would like to recommend you to go through all the above-mentioned features before finalizing.

Let’s do a quick recap of what we talked about today:

  • What payment gateways are and why they are important.
  • Features you check before choosing the WooCommerce Payment Gateway.
  • Top WooCommerce Payment Gateways to integrate into your WooCommerce Store.

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